UR

Key Features

• Unified Account: Manage both your crypto assets and multiple fiat currencies from a single, on-chain account.
• Global Payments: A Mastercard debit card that integrates with major payment platforms like Apple Pay, Google Pay, Alipay, and more.
• Multi-Currency IBAN: Get access to international bank account numbers supporting SEPA, SWIFT, and SIC transfers.
• Instant Conversions: Convert your crypto to fiat instantly with very low fees, ready for spending.
• Earn Yield: Automatically earn up to 5% APY on Ethena’s USDe stablecoin just by holding it in your UR wallet.
• On-Chain Security: All transactions are tokenized and settled on the Mantle Network, providing speed and verifiable transparency.
• Referral Program: Earn $5 for each friend you refer who completes KYC and makes a qualifying transaction.

Membership Tiers

UR offers a tiered membership to provide flexibility. The Pro tier, available as a free 3-month trial for new users, unlocks the platform’s full potential with zero off-ramp fees, zero bank transfer fees, and a high monthly transaction limit of 100,000 CHF. After the trial, users revert to the Basic tier unless they choose to subscribe.